In November, my mother's long-term care insurance company notified her that her premiums will increase 18 percent this year. This rate increase was approved by the Virginia State Corporation Commission, Bureau of Insurance. Yet in October, that same company reported a third-quarter net income of $34 million.

In December, I was notified that my renter's insurance premiums will increase 19 percent this year. I was told by the State Corporation Commission, Bureau of Insurance that "the Bureau did not have the authority to disapprove [this company's] rate increase."

In November, that company reported its third quarter net income at $723 million.

I guess we know who the state insurance regulators are working for.

John Morris

Fredericksburg