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The holidays have left without a trace. Well, almost. Long after the decorations have come down, you still have debt hanging around.

KEY WEST, Fla. (AP) — A profane phone call and Jimmy Buffett’s inability to keep his daily planner organized 50 years ago in Miami set in motion events that changed the music world. Those events made the singer-songwriter one of the most beloved entertainers in America. And one of the wealthiest, with a net worth around $600 million.

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NEW YORK (AP) — Americans overlooked shortages, spiking prices and uncertainty over the omicron variant to break spending records during the critical holiday shopping season. But figures released Friday show that after spending robustly early in the holiday season, consumers sharply slowed their purchases from November to December.

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Meal prep makes healthy eating significantly easier. Start by formulating a menu to turn to during the week. A clear plan of action — shopping list included — sets you up for grocery-shopping and home-cooking success, so you’ll rely on fast food and takeout less.

Supply chain snags. Sold-out merchandise. Empty shelves. Hefty shipping fees. Inflation. There are plenty of complications working against you this holiday shopping season. And despite warnings to shop early because…

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